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Best WooCommerce Payment Gateways for WordPress

Do you want to find the finest WooCommerce payment gateways for your online store?

Choosing the appropriate WooCommerce payment gateway is a crucial decision. It will have a long-term impact on your online business’s performance and viability.

We’ll compare the best WooCommerce payment gateways for WordPress in this article so you can pick the best one for your business.

The best WooCommerce payment gateways are compared.

How to Select the Most Appropriate WooCommerce Payment Gateway

If you’re just getting started with WooCommerce, you’ll have to decide which payment gateway to use and how to set it up.

Payment gateways are third-party service providers that allow your eCommerce store to accept online payments.

However, not all of them follow the same policies, have the same processing speeds, or have the same features. Using an incompatible payment gateway will raise your costs and harm your business in the long run.

When it comes to picking a WooCommerce payment gateway, there are a few things to keep in mind.

1. Fees for transactions

The majority of WooCommerce payment gateways charge a fee for each transaction made on your website. This cost varies depending on your business location, the type of card your consumers use, the payment gateway you use, and other factors.

You can try to compensate for this by shifting the cost to your customers. However, this means you’ll have to raise product prices, and your customers may be able to get the identical things for less money elsewhere.

Alternatively, you can compare transaction fees with those of other providers to see which one offers the best balance of transaction fees and other benefits.

2. Additional Fees

Some WooCommerce payment service providers may charge you additional costs in addition to transaction fees. This could include costs for account setup, account maintenance, or bank withdrawal fees.

These fees can be inconvenient, especially for small enterprises that are just getting started.

3. Payments that are made on a regular basis

Subscription-based items, such as membership plans or an online courses, are sold by many enterprises. In that scenario, you might want to seek a feature that allows you to set up recurring payments.

Customers must manually finish each transaction with some payment gateways, and recurring payments are not supported. If your company wants automatic renewals, make sure to look into this option.

4. Availability in the Region of Interest

The next step is to ensure that the payment provider you select is available in both your nation and the country of your consumers.

If the majority of your consumers are located in Europe, for example, you should look for a payment provider that is commonly accepted and used in that region.

This information can be found under ‘Supported Countries’ on each payment gateway’s website. If you can’t find it, send them an email to double-check.

These are just a few of the most crucial things to keep an eye out for. You might also want to look at other things that your company could want. For example, depending on your country, quick returns, enhanced security, verification, and regulatory compliance are all available.

Now, let’s take a look at some of the finest WooCommerce payment gateways for WordPress and see how they measure up to these standards.

Top WordPress WooCommerce Payment Gateways

WooCommerce has a plethora of payment gateway extensions. These WooCommerce extensions integrate those payment systems into your WooCommerce checkout process.

The payment gateways listed below are the most common WooCommerce payment gateways, which are used by thousands of businesses all around the world.

1. Stripe


To take credit card payments on your website, Stripe is the most popular payment gateway. WooCommerce has built-in support for using Stripe as a payment processor.

All major credit and debit cards are accepted. Apple Pay, Google Pay, and Alipay are all options for your clients.

Stripe is available in over 40 countries and accepts over 135 different currencies. Stripe does not charge any setup or annual fees, however they do charge 2.9 percent + 30 percent every transaction.

It also provides a more pleasant checkout experience. Customers stay on your website during the checkout process, and it works well on both mobile and desktop.

2. PayPal Standard


PayPal is one of the most common payment options for online retailers. WooCommerce has built-in support for accepting PayPal payments on your website.

PayPal, a pioneer in the payment sector, offers a wide range of services for personal, commercial, and eCommerce use.

It is available in dozens of countries, however some of them have distinct limits. Check to see if it’s supported in your country, as well as by your target audience.

A PayPal business account is required for the Standard PayPal addon for WooCommerce. It does not provide an on-site checkout experience, so your clients will be transferred to the PayPal website to finish their transaction.

PayPal fees are calculated based on the type of account you have and the quantity and volume of sales you make. This will have a huge impact on your firm, so you should evaluate them ahead of time.

3. WooCommerce PayPal Pro

PayPal Pro is an advanced version of PayPal.

PayPal Pro for WooCommerce is a premium WooCommerce extension developed by the WooCommerce team. It allows you to use PayPal with a better checkout experience, allowing clients to finish their purchases without ever leaving your website.

It is available in the United Kingdom, the United States, and Canada, but you must have a PayPal merchant account to use it. You can use it with a PayPal Pro Payflow account if your company is headquartered in Australia.

It doesn’t enable recurring payments, so it can’t be used to run a membership site that sells subscription-based products.

PayPal pro is a monthly subscription service with transaction fees that vary by country. This raises the cost of starting a new business.

4. Square


Another great payment gateway for WooCommerce stores is Square. Stores have physical locations, delivery, and other selling alternatives, in particular.

Square is currently accessible in the United States, Canada, Australia, Japan, and the United Kingdom. Each country’s transaction charge is different, but it has a set transaction rate.

The WooCommerce Square Extension connects your website with your Square account to sync products. You can also add products to your Square account, and they’ll automatically appear in your WooCommerce store.

When used in conjunction with the WooCommerce Subscriptions extension, it also offers recurring payments.

5. Authorize.Net


Authorize.Net is a well-known payment gateway that is utilized by thousands of companies. It’s offered to businesses in the United States, Canada, the United Kingdom, Europe, and Australia.

The Authorize.Net for WooCommerce extension gives your customers who use credit cards a smooth checkout experience. While the transaction is securely handled in the background on Authorize.Net servers, customers do not leave your website.

For WooCommerce Subscriptions, the extension also supports recurring payments. It is user-friendly and allows consumers to keep and reuse their payment method.

6. WooCommerce Payments

Payments for WooCommerce

WooCommerce Payments is a payment service offered by the WooCommerce team. It gives your store a better checkout experience and a fully integrated payment gateway.

WooCommerce Payments is currently only available to merchants headquartered in the United States that sell products in US dollars.

For U.S.-issued cards, it has a pay-as-you-go cost structure of 2.9 percent + $0.30 per transaction. For cards issued outside of the United States, there is an additional 1% cost. As a result, it is slightly more expensive than other options.

Stripe is merely a white-label version of this solution.

In addition, you’ll need a WordPress.com account and the JetPack plugin installed on your store.

Which WooCommerce payment gateway is the best?

The ideal WooCommerce payment gateway is one that has the lowest transaction costs, is available in your desired region, and gives your consumers with a better user experience.

In light of these considerations, we believe Stripe is the ideal payment gateway for WooCommerce. It offers a pleasant checkout experience, low transaction fees, and is available in 40 countries.

Authorize.Net and PayPal Standard both provide similar functionality. PayPal Standard, on the other hand, does not offer a better checkout experience, which may lead to more abandoned cart purchases.

Typically, store owners provide their customers with a variety of payment choices. For example, we take credit cards through Stripe and PayPal on our WooCommerce store for All in One SEO.

This has proved to enhance online store conversions in our experience. To increase your sales conversion, you can also use live chat software and an email marketing service.

We hope that this post has assisted you in determining the finest WooCommerce payment gateway for your company.

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