How to Add “Buy Now Pay Later” Payment Plans to WordPress

Do you want to allow people to purchase something now and pay later on your WordPress site?

Customers have more flexibility with ‘Buy now, pay later,’ as they can acquire things and pay in installments over a set period of time. At the same time, your company receives immediate payment for the entire amount, resulting in a win-win situation.

We’ll teach you how to add “buy now, pay later” payment plans to WordPress in this article.

How to include pay-as-you-go payment options into WordPress

Why do you provide Buy Now, Pay Later options?

Because it is easier for your customers to make a purchase, buy now pay later improves conversions and average order value on your online business.

With the buy now, pay later payment method, the consumer has the option of paying nothing up front or paying a modest amount upfront and then paying the full balance over time.

You can employ a variety of different buy now, pay later models. Customers can, for example, divide the total price into three or four installments or pay the complete amount after a particular number of days. Some payment companies will even finance high-end or luxury items.

The nicest benefit about giving a buy now, pay later payment option is that your company gets paid in full right away and is safeguarded against fraud. The consumer, on the other hand, has the option of purchasing their desired things and paying when it is convenient for them.

Let’s take a look at how you may use WordPress to offer a buy now, pay later payment plan.

In WordPress, you may add a Buy Now, Pay Later payment plan.

WP Simple Pay is the finest approach to give a pay later payment option in WordPress. It’s the greatest Stripe payment plugin for WordPress, allowing you to take online payments without having to create a shopping cart.

With the payment form builder included in the plugin, you can quickly take one-time or recurring payments on your website. You can use Klarna or Afterpay with WP Simple Pay to accept buy now, pay later payments.

Just a heads up: the WP Simple Pay Pro plan is required because it includes the buy now, pay later payment options. You can also test out the free version of the plugin.

The WP Simple Pay plugin must first be installed and activated. Please visit our article on how to install a WordPress plugin if you need assistance.

The plugin will automatically launch the setup wizard after activation. Click the ‘Let’s Get Started’ button to begin.

Automatically, the WP Simple Pay Setup Wizard will begin.

Following that, you must enter the license key. The license key is easily located in the WP Simple Pay account area.

Simply copy and paste the license key into the setup wizard. Click the ‘Activate and Continue’ button once that’s done.

Your WP Simple Pay License Key will be requested.

You’ll need to connect your Stripe account to WP Simple Pay in the next step. Stripe is one of the most widely used payment gateways, and anyone with a legitimate business can use it to accept online payments.

To proceed, click the ‘Connect with Stripe’ option.

WP Simple Pay with Stripe Integration

To connect your Stripe account with WP Simple Pay, log in or create a new one and follow the onscreen steps.

It’s vital to know that Stripe needs SSL encryption on all sites. Nowadays, most WordPress hosting packages provide a free SSL certificate. Please review our article on how to convert your website from HTTP to HTTPS if you don’t already have one.

The setup procedure will prompt you to configure the emails after you’ve connected WP Simple Pay to Stripe. You can enable email notifications for payment receipts, upcoming bills, and payment notifications, as well as choose the email address to which they should be sent.

WP Simple Pay Emails Configuration

When you’re finished, simply click the ‘Save and Continue’ option.

The setup wizard’s final step is to construct a payment form. Click the ‘Create a Payment Form’ button to get started.

The WP Simple Pay Setup is finished.

Making a Purchase Now, Pay Later Form

WP Simple Pay supports two payment options for accepting purchase now, pay later payments: Klarna and Afterpay/Clearpay.

The decision between the two techniques is based on your location and which method is most suited to the things you’re selling. Because Klarna and Afterpay only work in particular areas and only allow you to sell certain things, this is the case.

Let’s take a closer look at both the buy now and pay later payment methods and design payment forms for both.

Creating a Klarna Payment Form for Buy Now, Pay Later

Customers can buy now and pay later in four different ways with Klarna. They have the option of paying in three or four interest-free installments, paying later after 14, 21, or 30 days, paying the entire amount instantly using a credit card, or getting financing and spreading the total price over several months.

Depending on the region your consumers are in, the type of buy now, pay later model offered to them will vary.

If you live in Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, the Netherlands, Norway, Slovakia, Slovenia, Spain, Sweden, or the United States, you can use Klarna.

It’s worth noting that you can’t use Klarna for charity, political parties, or initiatives.

You may either use the ‘Construct a Payment Form’ button in the setup process or go to the WP Simple Pay > Add New page in your WordPress admin panel to create a payment form.

Simply choose the ‘Klarna (Buy Now, Pay Later) Form’ template from the drop-down menu.

Choose the Klarna template for your form.

After that, go to the ‘Payment’ tab and start adding pricing.

You can alter the label, input the amount, and choose whether to accept one-time or subscription payments here.

Fill in the payment information.

After that, navigate to the ‘Form Fields’ tab and add any additional fields to the form you like.

The Klarna payment method will be activated under the ‘Payment Methods’ section. If you like, you may also add other payment options to your form.

Select the Klarna payment option and submit the form.

The following step is to preview and publish your payment form.

The form may then be added to any landing page or blog post on your website.

To do so, simply add a ‘WP Simple Pay’ block to the WordPress content editor. Then, from the dropdown menu, choose your Klarna buy now, pay later payment method.

Add a WP Simple Pay block to your page.

After that, you can preview and publish the form.

To view the buy now, pay later payment form in action, simply go to your website.

a sample of the Klarna payment form

Creating a Buy Now Pay Later Payment Form for Afterpay/Clearpay

Another payment method that allows you to take buy now, pay later payments is Afterpay/Clearpay.

In Australia, Canada, France, Italy, New Zealand, Spain, the United Kingdom, and the United States, Afterpay is offered.

Aftrepay, unlike Klarna, only allows clients to pay in four installments. Furthermore, the payment option is not applicable to the sale of alcohol, digital games and apps, donations, gadgets, flash sales, pre-orders, or trips.

To build an Afterpay payment form, go to your WordPress admin panel’s WP Simple Pay » Add New page and select the ‘Afterpay/Clearpay (Buy Now, Pay Later) Form’ template.

Choose a form template for Afterpay.

After that, go to the ‘Payment’ page and create your prices.

The plugin lets you specify a payment option, a label, a payment amount, and whether the payment is one-time or subscription-based.

Fill in the payment information.

After that, you may add more form fields by going to the ‘Form Fields’ page.

You may also add more payment options to your form by checking that the Afterpay payment option is enabled in the ‘Payment Methods’ section.

Select the Afterpay payment option and submit the form.

Now you may get a preview of your payment. Simply click the ‘Publish’ button if everything seems good.

The Afterpay buy now, pay later form can then be added to any post or page. Add a ‘WP Simple Pay’ block to your WordPress content editor and select your form from the dropdown menu.

Add a WP Simple Pay block to your page.

After that, you can preview and publish your page.

Now go to your website and check out the Afterpay buy now, pay later payment form.

Preview of the Afterpay payment form

We hope this post was useful in teaching you how to add “buy now, pay later” payment plans to WordPress.