Are you interested in learning how to accept credit card payments on your WordPress site?
WordPress does not provide credit card payment options by default, but there are lots of plugins and applications that can help.
We’ll show you how to take credit card payments on your WordPress site in this article.
Why Use WordPress to Accept Credit Card Payments?
The most frequent method of internet payment is credit and debit cards.
If you’re selling products or services on your WordPress site, it’s critical that your customers be able to pay with a credit card.
Accepting credit cards increases conversion rates and decreases cart abandonment.
Let’s have a look at how you can accept credit card payments on your website.
Note: To accept credit card payments securely, you’ll need to setup HTTPS/SSL on your website. Follow our article on how to get a free SSL certificate for your WordPress site for additional information.
Without a shopping cart, you can accept credit card payments with WordPress.
Users frequently do not wish to create a full-fledged online store with a shopping cart in order to take credit card payments. This is especially true if you’re only selling a single item or accepting money for consulting or services.
All you’ll need in this situation is a basic online order form that accepts credit cards.
WPForms is the easiest WordPress form builder plugin to use. It is the most straightforward method of accepting credit card payments in WordPress. In WordPress, you may utilize it to construct almost any type of form.
You must enter your license key on the WPForms » Settings page after activation. This information can be found in your WPForms account area.
After that, we’ll link WPForms to Stripe. Stripe is a credit card processing software that allows businesses to take credit card payments directly on their website. Signing up is free, but they do charge a modest fee per transaction, as do all payment processors.
You’ll need to join up for Stripe on their website if you don’t already have one.
Then navigate to WPForms » Addons and look for the Stripe extension. Click the ‘Install Addon’ button, then the ‘Activate’ button to complete the process.
After you’ve activated the Stripe extension, you’ll need to link WPForms to your Stripe account.
To do so, go to WPForms » Settings and select the ‘Payments’ tab from the drop-down menu. Then, by clicking the ‘Connect with Stripe’ option, you must connect your Stripe account.
Enter your Stripe email address and click the ‘Next’ button on the next screen.
Stripe will now ask for your password in order to log in to your account.
You can pick your Stripe account after logging in and then click the ‘Connect’ option.
You’ll be taken back to the WPForms Payments options area after that. You can check the Connection Status settings under Stripe settings to see if your account is successfully linked.
Your Stripe account is now live with WPForms if you see a green tick mark. To save your settings, simply click the ‘Save’ button.
WPForms is now equipped to process credit card transactions.
Let’s make an online billing or order form to add to your website so that you may collect credit card payments.
To begin, go to the WPForms > Add New page. You’ll need to give your form a title and then choose the ‘Billing / Order Form’ template.
WPForms will pre-load a simple order form with widely used fields into the form builder.
Using the drag and drop form builder, you may add new fields from the left column.
After you’ve entered all of the data you want to your order form, go to the Payment Fields area in the left column and scroll down. You may add payment-related form fields from here.
WPForms allows you to add both multiple and single items for users to order. You may edit item details and pricing by clicking on the item field.
Add the Stripe Credit Card field to your form when you’ve finished modifying the item details.
You may also change any form field by pointing and clicking.
By checking the Required checkbox, you can, for example, change the field’s label, edit its format, or make a field mandatory to populate.
Let’s allow payments for this form now that it’s set up. To do so, go to the left-hand ‘Payments’ option and select Stripe.
After that, simply select the box next to the ‘Enable Stripe payments’ option and enter a payment description. The description is what the user’s credit card statement will say.
By selecting the email field from the drop-down menu, you may send an email receipt to your users.
You can also use WPForms to create sophisticated conditional logic for your form. Depending on the options your user selects, you can choose to show or hide the payment form field.
You may also set up regular subscription payments and choose a recurring time period.
To use the Stripe Credit Card field, you must first enable AJAX form submissions. Customers can submit forms using AJAX without having to reload the entire page.
To do so, go to the Settings tab on the left and then tick the checkbox next to ‘Enable AJAX form submission’ under General settings.
You might now want to be notified via email when new orders and purchases are made. You can also send a confirmation email to the user to let them know that their order has been received.
Let’s get your billing form notifications set up.
To get started, go to the Settings tab on the left and select ‘Notifications.’
When a new order is placed, you’ll notice that WPForms has already built a notification that sends an email to your WordPress admin email account.
This notification message is editable. You can, for example, add new email addresses, edit the email copy and topic, and so on.
Click the ‘Add New Notification’ option if you wish to send a separate notification to your users.
You’ll be asked to give the new notice a name. ‘Customer Notification,’ we’ll call it. After that, you’ll be able to edit the notification fields.
Select the ‘Email’ field by clicking the ‘Show Smart Tags’ link next to the Send to email address option. This enables WPForms to use the email address provided by your customer when submitting the form.
You can customize the rest of the email by adding a subject line and a message. You can also utilize smart tags to add item details, the user’s name, and other personalized information to the form fields submitted by the user.
Following that, go to the ‘Confirmations’ tab. WPForms will utilize Message as the default option in this case. When a customer submits a form, this displays a thank you message.
You can also show a specific page or redirect customers to another URL instead of displaying a message. Simply choose the appropriate Confirmation Type from the dropdown menu.
When you’re finished, click the Save button at the top to close the form builder.
Your online credit card payment form is now complete, and you can embed it on any WordPress page.
Simply modify or create a new post or page to add your form. Then, in your WordPress editor, click the addition (+) sign at the top and create a WPForms block.
Then, in the WPForms block, select your order form from the dropdown box.
You can now save or publish your page and see your form in action by clicking the preview button.
If you don’t want to use Stripe, you can use the WPForms PayPal extension to take credit card payments instead.
A simple payment form, on the other hand, isn’t the best answer for everyone.
You may require a different solution for receiving credit card payments on your website depending on the use case. Let’s have a look at some alternative options for accepting credit cards in WordPress.
Accepting Payments by Credit Card in an Online Store
You’ll need an eCommerce plugin like WooCommerce if you want to add a shopping cart and sell numerous items.
It is the most effective WordPress eCommerce plugin available. WooCommerce makes it simple to sell items and take credit card payments online.
See our step-by-step guide on WooCommerce made simple for detailed instructions.
Accept Credit Card Payments on a Membership Website If you want to create a membership website to offer membership subscriptions, online courses, and paid content, MemberPress is a great choice.
It is the most powerful WordPress membership plugin that allows you to collect credit card payments on your website via Stripe, PayPal, or Authorize.net.
Here’s a detailed guide with step-by-step directions on how to make a membership website. We also offer a guide on how to construct an online course in WordPress if you want to sell courses.
We hope this post has shown you how to use WordPress to accept and process credit card payments.